Transfer Bonuses Explained: How to Get 30% More Points

What Is a Transfer Bonus?

Credit card issuers periodically offer promotions where transferring points to a specific partner gives you extra miles or points on top. For example, a 30% bonus on Chase to Aeroplan means 10,000 Chase UR becomes 13,000 Aeroplan miles.

How Often Do They Happen?

Transfer bonuses typically run 3-6 times per year for major programs. They last 2-6 weeks and are announced with little warning. Mink Points monitors all major sources and alerts you instantly when a new bonus goes live.

When to Transfer During a Bonus

• Do transfer if: You have a specific booking in mind and the bonus makes it achievable
• Do transfer if: The bonus is 25%+ and the partner has consistently good value
• Don't transfer if: You're just stockpiling — flexibility is more valuable than a small bonus

Best Historical Bonuses

• Amex to BA Avios: 40% (appears ~2x/year)
• Chase to Aeroplan: 30% (appears ~2x/year)
• Chase to IHG: 70%+ (periodic, great if you have a specific hotel stay)
• Bilt to Flying Blue: 100% (rare, incredible value)