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Value Analysis
You transfer
10,000 Bilt pts
Worth $200
You receive
10,000 Navy Federal pts
Worth $100
How to Transfer
- 1Log in to your Bilt Mastercard account
- 2Navigate to the rewards transfer or points section
- 3Select Navy Federal Credit Union as the transfer destination
- 4Enter the number of points to transfer (minimum typically 1,000)
- 5Review the 1:1 ratio and confirm
When to Use This Transfer
- This transfer loses value on paper, but specific deal redemptions with Navy Federal can deliver much higher per-point value than the average.
- Only transfer when you have confirmed availability for a booking. Bilt points are more flexible in your account.
Other Bilt Transfers
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How to Fly Business Class to Europe for 50K Points
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Hyatt vs Hilton vs Marriott: Which Hotel Points Are Worth Most?
A data-driven comparison of the three major hotel loyalty programs.
FAQ
What is the transfer ratio from Bilt to Navy Federal?
The transfer ratio is 1:1. For every 1 Bilt points, you receive 1 Navy Federal points.
Is it worth transferring Bilt points to Navy Federal?
Bilt points are worth 2 cpp and Navy Federal points are worth 1 cpp. At a 1:1 ratio, this transfer decreases your value by 50%. Only transfer for specific deal redemptions where the per-point value exceeds the average.
How long does the transfer take?
Transfers from Bilt to Navy Federal typically take Instant to 48 hours. Always confirm availability before transferring since transfers are typically irreversible.
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